You have done everything you can. You have tried to explain to your creditors that you simply do not have the money to pay them, but they will not accept no for an answer. They keep calling. They have threatened foreclosure, repossession and wage garnishment. They do not seem to have any interest in working with you, only against you. It's time to take action.
I am bankruptcy lawyer Joel L. Gross. I have more than 10 years of experience helping people in Clermont and throughout central Florida stop collection actions. If you are sick of the stress and tired of trying to explain your situation to creditors who will not listen, I am here to help you put a stop to it and to regain control of your finances.
When you file bankruptcy, an automatic stay takes effect. This requires that creditors stop all collection actions against you immediately. In other words, it can:
You will have breathing room again. As your attorney, I will help you move forward through the bankruptcy process carefully, protecting your interests every step of the way.
Creditors often take their collection efforts too far. They violate the Fair Debt Collection Practices Act (FDCPA). In addition to providing bankruptcy services, I file lawsuits against creditors who have resorted to illegal means in their attempts to collect money. Through these lawsuits, I may actually be able to get your creditors to pay you.
401(k)s, IRAs, pensions and other retirement assets are typically exempt from Chapter 7 bankruptcy and Chapter 13 bankruptcy. Your retirement savings are safe.
To schedule a free consultation about stopping creditor harassment, call 352-536-6288 or send an email. Evening and weekend appointments are offered for those who cannot meet during business hours. Spanish-speaking service is available.
The Law Office of Joel L. Gross is a debt relief agency that helps people file for bankruptcy relief under the Bankruptcy Code.