If you are considering filing bankruptcy and you are approaching retirement age, it is important to understanding that timing makes a difference. Depending on your situation, it may be advantageous to file prior to retirement. In other cases, filing after retirement may make more sense. My name is Joel L. Gross. As a bankruptcy attorney with 10-plus years of experience, I can help you effectively strategize the timing of your bankruptcy filing.

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Do Not Cash Out Retirement Accounts To Avoid Bankruptcy

Many people are afraid to file bankruptcy because they think it will wreck their credit score. While bankruptcy is not good for your credit, it does not have the stigma it once had. If you have serious debt problems, filing bankruptcy may actually be the quickest way to improve your credit score.

I'm Joel Gross, a bankruptcy lawyer in Clermont, Florida. I offer a free initial consultation to explain how to rebuild your credit after a bankruptcy filing.

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Your Retirement Accounts Are Safe

401(k)s, IRAs, pensions and other retirement assets are typically exempt from Chapter 7 bankruptcy and Chapter 13 bankruptcy. Your retirement savings are safe.

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